Quill Net 30 Account Review 2025

Quill, a well-known office supply retailer, offers a Net 30 account option that can be a game-changer for businesses looking to better manage their cash flow and office supply needs. This financial tool allows qualified companies to purchase necessary supplies and equipment with the flexibility of paying within 30 days — interest-free. In this Quill Net 30 review, we’ll dive into the features, benefits, and potential drawbacks of the account, helping you determine if it’s the right fit for your business’s purchasing strategy. 

What Is Quill?

Quill is an online office and school supply retailer that offers a wide range of products, including office furniture, technology, cleaning supplies, and general office essentials. As part of the company’s business services, Quill offers a Net 30 account option for qualifying customers — typically businesses or organizations. 

This payment term allows approved account holders to make purchases and receive their orders with the agreement to pay the full invoice amount within 30 days of the invoice date vs. paying at the time of purchase. This can be beneficial for businesses managing their cash flow because it provides a short-term, interest-free financing option for their office supply needs.

Quill at a Glance

Pros & Cons of Quill Net 30

Pros

• Improved Cash Flow: This account allows businesses to manage their finances more flexibly by delaying payment for 30 days.
• Interest-Free Period: It provides short-term, interest-free financing for office supplies and equipment.
• Builds Business Credit: Regular, on-time payments can help establish and improve a company’s credit profile.
• Bulk Purchasing: Quill enables businesses to make larger orders without immediate financial strain.

Cons

• Potential for Overspending: The ease of deferred payment might lead businesses to purchase more than what’s necessary.
• Late-Payment Penalties: Failure to pay within 30 days can result in fees and negatively impact credit.
  

How to Apply for a Quill Net 30 Account

Applying for a Quill Net 30 account is a straightforward process that begins on Quill’s website. Once you have at least $100 worth of merchandise in your cart to purchase, simply select ‘Apply for Net 30 Terms’ at checkout. The key information required for the application includes:

• Legal business name and “doing business as” (DBA) name, if applicable
• Federal Tax ID or Employer Identification Number (EIN)
• Business address and contact information
• Type of business and years in operation
• Estimated monthly purchase volume
• Bank references
• Trade references

Once you submit your completed application, Quill’s credit team begins their review process — typically lasting three to five business days. During the review, Quill may check your business’s credit report and verify the provided information. If approved, you’ll be notified of your business’s credit limit and Net 30 terms. 

In cases of denial, Quill usually provides reasons and may offer guidance on reapplying in the future. It’s important to note that new businesses or those without an established credit history may find it more challenging to qualify. However, providing accurate, complete information and demonstrating a good payment history with other suppliers can improve the chances of approval.

Quill Rewards Program

Quill offers three rewards programs: Rewards, Rewards+, and Preferred. Each of these packages target businesses of different sizes and ordering needs. Here’s how the three programs differ in terms of pricing and included features: 

Rewards

Rewards is Quill’s basic rewards program that offers instant savings and rewards on every order. The plan is free and provides businesses with select perks to outfit their office space. 

This package includes: 

• Free shipping on orders over $25
• Earn one rewards point for every $1 spent 
• Member-only discounts and perks 

Rewards+

Quill Rewards+ is a popular package at $99.99 per year. The Rewards+ plan suits small and medium-sized businesses looking to stock their offices and break rooms with exclusive deals on products. 

This package includes: 

• Free shipping in all orders
• 5% off Quill’s everyday price
• Earn 1.1 rewards point for every $1 spent 
• Member-only discounts and perks
• Sitewide price match

Preferred

Preferred is Quill’s custom plan for businesses with more than 20 employees. This package includes tailored pricing as well as dedicated support from account managers and product specialists who can help businesses determine the right products for their needs. 

This package includes: 

• A dedicated account manager 
• Custom price lists 
• Access to product specialists
• Sitewide price match

Quill Alternatives

While Quill is a popular choice for office supplies and Net 30 accounts, several other companies offer similar services. These alternatives may provide different product selections, pricing structures, or terms that could better suit certain businesses’ needs.

Office Garner vs. Quill

Office Garner, like Quill, is an office supply retailer that caters to businesses of various sizes. The company offers a wide range of products, including cleaning products, technology, and general office supplies. Office Garner also provides a Net 30 account option for qualifying businesses, making it a direct competitor to Quill in this aspect.

Where Office Garner may differ is in its focus on personalized customer service and the company’s claim to offer more competitive pricing on bulk orders. However, Quill generally has a larger product selection and may offer more robust online ordering and account management tools.

Office Depot OfficeMax vs. Quill

Office Depot OfficeMax, now operating as a single company, represents one of the largest office supply chains in the United States. The company offers both retail and online shopping experiences with a vast product range that rivals or exceeds Quill’s offerings. This retailer’s size allows it to often provide competitive pricing and frequent promotions.

For business customers, Office Depot OfficeMax offers a program called “Business Select” that includes options for Net 30 accounts and other business-specific services. This retailer’s extensive network of physical stores can be an advantage for businesses that prefer the option of in-person shopping or immediate pickup. However, Quill’s exclusive focus on business customers might provide a more tailored experience for some companies.

Creative Analytics vs. Quill

Creative Analytics is a business-to-business (B2B) service that offers support for increasing a brand’s return on investment (ROI) through creative strategy. This service ideally suits Software as a Service (SaaS), cybersecurity, and IT consulting firms. To access the company’s Net 30 payment options, businesses must sign up for a business account for $79 per month. This is a different offering type than Quill’s product offerings. However, for startups looking to enhance their creative strategy, Creative Analytics may be a suitable option. 

Growegy vs. Quill

Growegy is an artificial intelligence (AI)-powered project management service that helps businesses organize, plan, and manage a variety of tasks. Businesses looking for a solution for marketing, programs, and outreach may be interested in Growegy’s offerings. However, to utilize Growegy’s Net 30 payment options, you must subscribe to a plan that starts at $55 per month. 

Is the Quill Net 30 Account Right for Your Startup?

Quill’s Net 30 account is a flexible financing option for businesses looking to manage their office supply purchases more effectively. But, it’s important to determine whether or not this account is well-suited to your business. 

It’s particularly well-suited for:

• Established small to medium-sized businesses with consistent office supply needs
• Companies looking to improve their cash flow management
• Businesses aiming to build their credit profile through regular purchases and timely payments

However, it may not be the best fit if:

• You’re a new startup or have a limited credit history
• Your office supply needs are infrequent or very small in volume

The bottom line? Quill’s Net 30 account can be a valuable tool for businesses that regularly purchase office supplies and want to optimize their cash flow. It offers the convenience of deferred payments without interest, which can be especially beneficial during busy or financially tight periods. The account also provides an opportunity to build business credit, which can be advantageous for future financing needs.

However, businesses should carefully consider their purchasing patterns and financial situation before applying. While the Net 30 terms can provide flexibility, they also require discipline to avoid late payments and potential fees.

Frequently Asked Questions